NEWS BLOG

BYD's Annual Community Service Project

Posted by Khandice Lawrence on July 28, 2017 at 1:05 PM

On July 15, 2017, BYD distributed 200 sack lunches to the downtown community. An anonymous donor contributed all food items needed to prepare meals for our Portland Homeless population. Each lunch contained the following items:

1. Sandwich- Ham & Cheese or Peanut Butter and Jelly

2. Fruit snack

3. Crackers/chips

4. Cookies/granola bars

5. Napkins;handy wipe

6. An encourage note 


We had a total of 30 volunteers who helped prepare and distribute lunch sacks. We thank everyone for your support! 

 

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12 Comments

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Shops that require protection for high risk goods held on the premises will usually need to declare the total values of each stock item. High risk shop stock and goods are those that attract thieves and are expensive to replace. Examples of high risk stock items are electronic equipment, cigarettes, and tobacco, designer clothing, computers and digital equipment, software, computer games and consoles, drugs pharmacy and medicines, watches and jewellery, mobile phones and radios, photographic equipment, power tools, TVs, DVDs, CDs and Wines and Spirits.

If your shop has high risk stock you can reduce the cost of your premiums by having adequate security in place. This includes an insurance company approved burglar and fire alarm, window grills, shutters and bars, CCTV and sprinklers. Many shop insurers will only offer stock cover if the minimum levels of security are in place for all shops, regardless of the stock contents held. A lot of insurers may offer further large discounts to the premium if the shop owner lives on or above the premises and is there at night.

Shops by their very nature deal with members of the public and a good insurance policy will usually contain liability cover as standard. This should include Public Liability of up to ?2,000,000 for any one claim by a member of the public who may suffer loss or injury visiting the shop.

If you employ staff all policies will offer Employers Liability cover of up to ?10,000,000 one event and because shops sell goods and services, Products Liability cover of ?2,000,000 for any one period of insurance.

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